If you’re a recently new parent, or you’re someone who’s been working as a family unit for only a couple of years now, there’s a good chance you’re having a bit of a tricky time adjusting. You’ve got more than one mouth to feed, and you’re probably losing a lot more sleep than you ever used to… And your house is definitely filled with a lot more noise than you’ve ever had to deal with before!
You love your family, and you wouldn’t be without them for the world, but that doesn’t mean you always have all the right pennies to rub together to take care of them! Children can be very expensive, and even combining both yours and your partner’s salaries might not be covering them.
So here’s just a quick read through of the toughest expenses for a new family to cope with. Maybe you’re in the family planning stage, or you’re trying to string a budget together after bringing your new baby home; either way, hope these points can help!
This is a contributed post and do not necessarily reflect the opinions of Meet The Harris Family.
The Electricity Bill
You’ve got your water and heating bill to pay for as well, and you have to fork out for your internet every month too, but the electricity bill is the one behind them all. It’s hard to use your wifi if you’ve got no power to even turn it on, and it’s hard to make coffee without the machine being plugged in, and it’s especially hard to try and cook meals or heat an infant’s milk if you’ve got an electric hob that won’t turn on!
Which is why the electricity bill is usually the one that gets paid out first, and is usually the highest bill to pay for each month. And when you add another person or two into the equation, there’s going to be much more electricity be sparked around the walls of your home. If you’re trying to put a new family budget together, make sure you account for the increased usage of any and all electrical items in your home.
Owning and Operating a Car
One of the other toughest expenses for a new family to cope with is owning and operating the car parked in the driveway. Maybe you already owned the car, maybe you recently bought one because you or your partner was pregnant and you needed to be able to ferry them around easier. Maybe you’re thinking now of investing in your own vehicle, because you’ve got a baby to take with you wherever you go.
No matter your reasoning, owning a car when you have a family as well is going to be expensive. So you could do with switching your insurance provider, or taking out a new plan, first of all. Be sure to visit sites such as cheapautoinsurance.co before you settle for new coverage, just to make sure you’re getting the best deal for your family.
If you’ll soon have a family to take care of, focus on the money first.
