15 Creative Ways To Save Money

Saving money is something we all want to do. However, it’s not easy, is it? The key is to get creative. There are so many creative ways to save money, and they all add up quickly! With that being said, read on to discover the various ways you can save some cash today…

This is a contributed post and do not necessarily reflect the opinions of Meet The Harris Family.

Some of the links included in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase. 

• Embrace meatless Mondays – When you do your shopping, it is likely that meat is a significant expense. There is no denying that meat costs a lot of money. By simply embracing a vegetarian night once per week, you will save a considerable amount of money per year. Why not go one step further and have a few meatless nights per week?
• Use money-saving apps  – There are plenty of money-saving apps available today. This includes those that help you to budget more effectively, as well as apps with coupons and other money-saving deals.

• Make your own gifts – You don’t need to spend a fortune on gifts. Remember, it is not about the money you have spent. It is about the thought that has gone into. All you need to do is head to the likes of Pinterest for plenty of inspiration and instructions regarding how to make different crafts. All your loved ones are bound to be delighted if you go to the effort of making your own gifts.
• Save your change – This may sound like an obvious suggestion, but it is one that works. Nowadays, you can get money-saving jars that can only be opened if you smash them open with a hammer. This is a good way to save money without even realizing it. You will be surprised by how much you end up accumulating.
• Stop paying full price for trips to the hair salon – There are a number of different ways you can save money in this regard. Of course, you can cut your own hair or use the dye kits that are available in supermarkets – this comes with a word of caution! Alternatively, most salons have deals on your first cut, so why not make the most of these?
• Sell games you don’t use anymore – If you have an Xbox or a PlayStation in the house, it is likely that there are a lot of games you don’t use. If so, why not sell these games to make some money? You could also exchange games whenever you want a new one so you do not have to spend on them.
• Be the designated driver – Another way to save money is by being the taxi driver on a night out. Not only can you earn a few dollars from your friends for doing them a favor, but you will save money because you won’t buy alcohol.
• Go to free events – Take a look online to find out about the free events in your area. You do not need to spend a fortune in order to have a good time. In fact, you do not need to spend anything at all.
• Split into two – From now on, start using half of everything. This includes everything from your washing machine powder to toothpaste. It’s likely you are using more than needed!
• Make your own snacks – Aside from the suggestions that have already been mentioned, another way to save money is to make some snacks yourself. Buying pre-packaged snacks will only mean you spend way more money on things than you need to.

• Use ATMs sparingly – You should also plan when you are going to withdraw money and how much. This is because a lot of ATMs will charge you for making a withdrawal. This can easily mount up per month if you are making regular withdrawals.
• Don’t spend money to exercise – Of course, staying fit is important. However, you do not need to spend money in order to do this. A lot of people spend a fortune on gym memberships. Why not go for a run instead? If this does not appeal, there are plenty of good exercise videos on YouTube today.
• Shop once per week – The next step is to make sure you only shop once per week. This is a good way to lower the amount you spend. You should also make sure you write a shopping list so you do not spend more than necessary.
• Choose thoughtful gifts – Instead of spending a fortune on gifts, look for something thoughtful and meaningful. You can learn more at Challenge Coins 4 Less about this. Custom made medallions are ideal for war veterans, and they mean much more than any costly gift would.
• Pay annually – The final step is to pay your bills on an annual basis. There are lots of different types of companies that will offer you a discount if you pay your bills yearly instead of monthly. Car insurance is a prime example of this. In fact, most insurance policies will give you a good discount if you pay per annum. It is also worth ringing up your suppliers and utility providers to see if you can save money by switching to a yearly bill. If not, ask about any other discounts or offers. A lot of companies will provide you with a discount once they discover that you are considering leaving.

Hopefully, you now feel like you are armed with plenty of different ways to save money! There is no denying that the suggestions mentioned above are going to require a bit of effort on your behalf, but they will certainly all be worth it. Good luck!