In today’s blog post, we are going to take a look at some of the different types of insurance policies that are not as commonly spoken about.
Finding the best football insurance for professionals currently playing the sport
There is a vast range of career-based insurance policies and sport based insurance policies for individuals to choose from. Everyone from the club as a whole to the agents can be covered via the different options which are available. Nevertheless, the blog post deals with the player specifically. Because a career as a footballer is very different compared to other job paths, for example, the length of time spent in this job is limited, one needs to be very particular about the insurance policy they pick and thus there is a lot to bear in mind. However, if you read on then hopefully you will find selecting a football insurance policy a lot easier.
When looking for any insurance policy the internet is the best place to start. After all, you can spend your time searching for information, assessing different companies, researching different terms, comparing quotes and so on and so forth. Nevertheless, the first thing that you should do when you stumble along an insurance company is check to see if they have a thorough understanding of the sports industry. This may sound like an obvious point, however, if you go for a general insurance company then you may find that you deal with professionals who have no experience or knowledge regarding the sports industry and insurance catered to it. Instead, they will have a general knowledge of insurance as a whole, yet this can sometimes not be enough when dealing in such a particular area.
This is a contributed post and do not necessarily reflect the opinions of Meet The Harris Family.
You also need to make sure that you are happy with the terms and conditions of the contract. It goes without saying that you need to read everything, and don’t forget about the small print. Nevertheless, it is recommended that before you even begin your hunt for football insurance you actually sit down and write a list of all the cover areas which are non-negotiable. The following areas are just some of those which you need to think about; accident insurance, if your wage is covered when injured, liability, income protection, and so on and so forth. Making a list is recommended because it ensures that you do not overlook any of the points when assessing whether the policy is right for you or not.
In addition to this, you will also need to make sure that the payment terms suit you and that the company is credible. When dealing with the former simply get several quotes in order to ensure that you are being charged a reasonable price. Moreover, make note that you should never ever be charged for a quote. In addition to this, make sure the payment terms suit you with regards to whether you pay them weekly, monthly, etc. When discovering the company’s worth you basically want to make sure that they are credible and that people have been happy with their policies. Thus, you should take the time in order to read a couple of reviews.
Finding the best caravan insurance policy for your vacations
When you get in touch with home and auto insurance brokers, make sure you do not only insure your family car but your caravan too. For those who like to go caravanning, there is a lot of fun to be had. The vast array of caravan parks available in the US are all exciting and each one offers something different in comparison to the next. Therefore, it is hardly surprising that more and more people are opting to go on a caravan trip for their vacation. In fact, when you consider the impact of the economic struggles as of late as well, then you will see why so many people are choosing to spend their holidays in the US rather than taking up the option to travel aboard.
If you are considering going on a caravan holiday this summer then it is pivotal that whilst you plan your trip you also make sure that you take out a caravan insurance US-based policy. After all, you wouldn’t fly on an airplane without travel insurance, would you? And thus you should not travel in a caravan without it either. There are many different insurance policies available and these all make sure that you are covered should the unfortunate circumstance occur whereby something goes wrong.
After all, it is important to recognize that your caravan acts as your home and your transport and therefore it requires a deeper level of insurance cover in comparison to the different vehicle policies which are available. Of course, when it comes to caravan insurance, there are lots of different insurance policies available. Therefore you need to be very selective regarding which policy you choose. Most policies will differ from one and other based on the level of coverage required. It is important that you give this deep consideration and that you think about all possibilities. You need to think about everything from damage caused by vandals to weather impact. Every policy will come with information regarding all of their terms and conditions and thus the areas they cover. It is essential that you read this before you commit to purchasing any insurance policy.
It is not only the terms of the policy which need to be considered when deciding if a caravan insurance policy is a good one for you or not. You also need to consider how long you wish to take the policy out. Moreover, make sure you are aware of how payment works before you commit to anything. You need to make sure the payments suit you and come out via a time frame that you are happy with. If you seek a top company then they should be able to point you in the right direction of which insurance policy is the best suited to you; your caravan, your needs, and your budget.
Strange insurance policies – celebs lead the way!
We are going to round off this post by taking a look at some of the strangest insurance policies that are out there at the moment. It may probably come as no shock to you that we have the celebrities of the world to turn to when it comes to strange and unusual insurance policies. So, let’s take a look at some of them…
Celebrities love body part insurance. Many celebrities have insured parts of their bodies. It can be understandable for sports stars, as their body parts impact their careers. However, lots of celebrities have embraced this type of insurance policy. Did you know that Julia Roberts insured her smile for $30 million?
While we are not sure if any celebrities have taken out this next policy, it is certainly out-there when it comes to weird insurance policies. So, what are we talking about?! Alien abduction insurance! An insurance company based in London has sold more than 30,000 alien abduction insurance plans throughout Europe. In order to claim, you will need to submit the proof that there is an alien in your vicinity.
Now, back to the weird and wonderful world of celebrities! An Australian cricket player called Merv Hughes has insured his mustache. And, wait for it, it cost a whopping $370,000!
High ransom? No Problem
You can also take out insurance if you are worried that your parents will not be able to cough up enough ransom money if you were to get kidnapped. Kidnapping insurance will come to your rescue. It will cover all of the costs that are associated with being kidnapped, including rehabilitation costs, accommodation, travel, medical care, loss of income, and ransom payment.
Aside from this, there are plenty of other insurance policies that you can take out that you may not have heard much about. This includes pet insurance, bail bond insurance, and wedding insurance. So, if you fear that your other half could leave you standing at the alter, at least your wedding insurance policy will give you complete peace of mind! Other weird and wonderful insurance policies include taste bud insurance and even Valentine insurance in Japan.
Hopefully, you now have a better idea of some of the different insurance policies that are available at the moment. When we think of insurance, we tend to think about the obvious policies, like travel and life insurance, as well as car insurance. However, there are different types of auto insurance and these policies. There are some also very strange policies out there today!
